Bellevue 425-454-1283 · Lynnwood 425-672-2646 · Issaquah 425-392-0450 · Tacoma 253-328-4014

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Investing in Precious Metals for Retirement

Investing in precious metals can be a useful way to diversify your portfolio and protect against extreme events. However, for long-term investors, the tax treatment of physical precious metals is not always ideal. Luckily, there’s an easy way to get the diversification benefits of precious metal investment, while enjoying the tax perks of an IRA account!

Precious metal IRA


Disclaimer: The page below is for informational purposes only and should not be considered investment or tax advice. You should speak to a qualified tax professional before making any major decisions about new IRA accounts.

Introducing the Precious Metal Self-Directed IRA Program

Bellevue Rare Coins is proud to offer our clients a very valuable service: access to a self-directed IRA program designed specifically for precious metal investment.

This program allows you to buy and hold physical precious metals in a tax-advantaged retirement account. Here are the basics:

  • Provides the same tax benefits of a standard IRA (or a Roth IRA, depending on your selection)
  • Allows you to hold physical precious metals in a secure storage facility with the tax benefits of an IRA
  • Invest in physical gold, silver and platinum bullion in a tax-advantaged account
  • Deposits may be tax deductible, depending on your income level and choice of Roth/Traditional account
  • Enjoy tax-deferred growth until retirement
  • Withdrawals can be made in cash, or in physical bullion
  • Select bullion products are eligible, including American Silver Eagles, American Gold Eagles, American Platinum Eagles, and select other bullion products
  • The IRA account can also hold other assets, including equities, bonds and more

Essentially, this account functions similarly to a standard IRA account – with the main difference being in its ability to hold physical precious metals. You will have your own choice of investment options, and you won’t need to worry about safely storing your investments, as all bullion is held at a secure precious metal vault! You’ll be able to invest in physical gold, silver, and platinum bullion.


If you want to invest in precious metals as part of your retirement plan, the Precious Metal Self-Directed IRA program is an excellent option!

How it Works

Here’s how the precious metal IRA program works:

  1. Establish your account and choose between traditional IRA or Roth IRA option
  2. Fund the account with new money (minimum to open an account is $5,000)
  3. You can also roll over an existing IRA product
  4. Choose Bellevue Rare Coins as your precious metal dealer
  5. Provide investment instructions to GoldStar, the custodian of your IRA
  6. GoldStar will purchase physical precious metals on your behalf, based on your instructions
  7. Your investments will be safely stored in a precious metal depository
  8. You can continue to make contributions to the account every year (subject to yearly limits)
  9. You will receive an annual statement with the fair market value of your account
  10. When the time comes for withdrawals, you can choose to take possession of your physical metals, or have the custodian sell them and withdraw cash
  11. Your precious metal IRA will enjoy all the benefits of a normal IRA, including preferential tax treatment

The IRA is administered by GoldStar, our custodian partner. However, Bellevue Rare Coins staff members are happy to answer any questions you have about the Precious Metal IRA program! Contact us today to discuss your options.

  • Bellevue


    321 Bellevue Way NE
    Bellevue, WA 98004
    Hours: Mon-Fri 10 am - 6 pm
    Saturday & Sunday Closed
    Phone: 425-454-1283
  • Lynnwood


    18411 Alderwood Mall Parkway Suite F
    Lynnwood, WA 98037
    Hours: Mon-Fri 10 am - 6 pm
    Saturday & Sunday Closed
    Phone: 425-672-2646
  • Issaquah


    1175 NW Gilman Blvd Suite B16
    Issaquah, WA 98027
    Hours: Mon-Fri 10 am - 6 pm
    Saturday & Sunday Closed
    Phone: 425-392-0450
  • Tacoma


    2302 Pacific Ave
    Tacoma, WA 98402
    Hours: Mon-Fri 10 am - 6 pm
    Saturday & Sunday Closed
    Phone: 253-328-4014